This program is designed for Physicians/Doctors, Dentists, Optometrists or Oral Surgeons who will soon be finishing their training or have practiced for less than one year.
Under the Physician Loan Program, student loans that will be deferred for a minimum of 12 months after the closing date may be excluded from a borrower’s monthly DTI (Debt To Income). Future earning potential may also be factored into the application, allowing the borrower to qualify for higher loan amounts – and in some cases, in higher cost areas.
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