Helping you find a loan with a lower rate and more favorable terms is our goal as mortgage planners. We can help you with refinancing or consolidating your 1st and 2nd mortgages into a lower rate with a lower monthly payment. You may also be able to get cash out.
In addition to lowering your monthly payments, refinancing your mortgage(s) and changing your debt structure can help you payoff high interest rate credit cards and auto loans by consolidating them into a lower rate mortgage. Or if you prefer, you can use your cash equity for investing, remodeling, a vacation, or college tuition.
Refinancing can also be a good idea for homeowners who: