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Loan inquiries and applications in states where I am not licensed will be referred to a Loan Officer who is licensed in the property state. Equal Housing Lender. ESCO Financial Group, Inc. dba ESCO Mortgage Advisors is located at 161 E 21st Street, Costa Mesa, CA 92627. ESCO Financial Group, Inc, (NMLS Unique Identifier #1696855) is a California corporation licensed by the California Department of Real Estate under the California Residential Mortgage Lending Act and operates with the following licenses: CA Mortgage Broker Corporation License #02050709. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and pricing are subject to change at any time and without notice. This is not an offer to enter into a rate lock agreement under MN law, or any other applicable law. ESCO Mortgage Advisors Terms of Use.

NATIONWIDE MORTGAGE LICENSING SYSTEM AND REGISTRY (NMLSR)

To find a loan officer Nationwide Mortgage Licensing System and Registry (NMLSR) identification number click here

 

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  1. The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $635,000 and an estimated property value of $950,000.  The property is located in Newport Beach, CA in the county of Orange.  The property is an existing single family home and will be used as a primary residence.  An escrow (impound) account is required.  The rate lock period is 30 days and the assumed credit score is 760.  Subject to credit and property approval.  Interest rate program terms and conditions are subject to change without notice.  Not all products are available in all states, and for all loan amounts.  Other restrictions and limitations may apply.

At a 3.875% interest rate, the APR for this loan type is 3.891%.  The monthly payment schedule would be:

359 payments of $3,056.54 at an interest rate of 3.875% 1 payment of $3,056.99 at an interest rate of 3.875%

APR reflects discount points plus typical closing costs.  Payments do not include amounts for taxes and homeowners insurance premiums and if applicable, actual payments will be higher.

  1. The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $635,000 and an estimated property value of $950,000.  The property is located in Newport Beach, CA in the county of Orange.  The property is an existing single family home and will be used as a primary residence.  An escrow (impound) account is required.  The rate lock period is 30 days and the assumed credit score is 760.  Subject to credit and property approval.  Interest rate program terms and conditions are subject to change without notice.  Not all products are available in all states, and for all loan amounts.  Other restrictions and limitations may apply.

At a 3.375% interest rate, the APR for this loan type is 3.403%.  The monthly payment schedule would be:

179 payments of $4,606.94 at an interest rate of 3.375% 1 payment of $4,606.79 at an interest rate of 3.375%

APR reflects discount points plus typical closing costs.  Payments do not include amounts for taxes and homeowners insurance premiums and if applicable, actual payments will be higher.

  1. The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $635,000 and an estimated property value of $950,000.  The property is located in Newport Beach, CA in the county of Orange.  The property is an existing single family home and will be used as a primary residence.  An escrow (impound) account is required.  The rate lock period is 30 days and the assumed credit score is 760.  Subject to credit and property approval.  Interest rate program terms and conditions are subject to change without notice.  Not all products are available in all states, and for all loan amounts.  Other restrictions and limitations may apply.

This is a variable rate loan product.  Rates and monthly payment amounts may increase after closing.  At a 2.750% initial interest rate, the APR for this loan type is 2.929%, subject to increase.  Based on current market conditions, the monthly payment schedule would be:

60 payments of $2,653.57 at an interest rate of 2.750% 299 payments of $2,727.77 at an interest rate of 3.000% 1 payment of $2,728.75 at an interest rate of 3.000%

APR reflects discount points plus typical closing costs.  Payments do not include amounts for taxes and homeowners insurance premiums and if applicable, actual payments will be higher.

  1. The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $635,000 and an estimated property value of $950,000.  The property is located in Newport Beach, CA in the county of Orange.  The property is an existing single family home and will be used as a primary residence.  An escrow (impound) account is required.  The rate lock period is 30 days and the assumed credit score is 760.  Subject to credit and property approval.  Interest rate program terms and conditions are subject to change without notice.  Not all products are available in all states, and for all loan amounts.  Other restrictions and limitations may apply.

This is a variable rate loan product.  Rates and monthly payment amounts may increase after closing.  At a 3.500% initial interest rate, the APR for this loan type is 3.320%, subject to increase.  Based on current market conditions, the monthly payment schedule would be:

120 payments of $2,918.79.57 at an interest rate of 3.500% 239 payments of $2,791.15 at an interest rate of 3.000% 1 payment of $2,791.17 at an interest rate of 3.000%

APR reflects discount points plus typical closing costs.  Payments do not include amounts for taxes and homeowners insurance premiums and if applicable, actual payments will be higher.

  1. Mortgage loan must close with ESCO Mortgage Advisors in order to receive the $500 credit being offered towards your home appraisal fee.  The $500 appraisal fee offer, assumes that an appraisal is required as a condition to obtain financing prior to final loan approval.  This offer applies to new mortgage loan applications only, and does not apply to applications in progress, and does not apply to previous applications.  This offer can not be combined with any other offer.

  2. The free mortgage loan calculator phone application does not require a loan to be closed with ESCO Mortgage Advisors in order for you to use it.  There is no obligation for its use.  The information obtained from you in order to use the free mortgage calculator application is for ESCO Mortgage Advisors use only, and solely for our marketing purposes to offer our products and services to you.  We do not sell the data being obtained to anyone.

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